Investor Relations

Investor Relations

The RCS Group is an independent financial services company, operating in South Africa, Namibia and Botswana. Since its inception in 1999, RCS has provided credit and financial services to more than 1 million customers.

Financial Results

For our latest financial results, as well as archives, please browse the information below.


December 2015 Annual Financial Statements

March 2015 Annual Financial Statements


Domestic Medium-Term Note (DMTN) programme

Placing Documents


RCS Programme Memorandum (BNP Paribas Guaranteed) (1.82 MB)


RCS Programme Memorandum (1.33 MB)


Applicable Pricing Supplement RCSB05 (144.95 KB)


Applicable Pricing Supplement RCSB07 (143.04 KB)  


Applicable Pricing Supplement RCG01C (182 KB)


Applicable Pricing Supplement RCG01B (184 KB)



Credit Ratings 

S&P Programme Rating 


S&P Programme Rating Opinion - September 2016 (260 KB)