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2015

RCS GROUP CONSOLIDATED FINANCIAL STATEMENTS

39

31 December 2015

31 March 2015

R’000

R’000

19.

Operating leases, commitments and contingent liabilities (continued)

Operating leases (continued)

The total future minimum lease payments under non-cancellable operating leases are as follows:

No later than 1 year

21 811

20 663

Between 1 and 5 years

53 456

53 654

Later than 5 years

16 284

75 267

90 601

Capital commitments

Authorised

21 950

51 520

Committed

5 488

16 364

The group has sufficient funding to finance the authorised and committed capital commitments.

Contingent liabilities

Performance guarantee - SA Post Office

4 000

4 000

9 Months ended

12 Months ended

31 December 2015

31 March 2015

R’000

R’000

20.

Interest earned

Card receivables

837 217

948 692

Loan receivables

222 910

312 388

1 060 127

1 261 080

21.

Other income

Club income

2 410

3 267

Collection income

39 874

50 275

Net insurance premiums

138 792

185 118

Merchant commission

53 015

62 605

Service and initiation fee income

287 707

354 406

Other income

4 578

19 190

526 376

674 861

NotestotheConsolidatedFinancialStatements

(continued)

for the period ended 31 December 2015