Personal Loan

Get a Cash Loan today
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To apply you will need
  • A valid SA ID or Drivers Licence
  • Must be 18 years or older
  • You must hold a bank account
  • Monthly income of R2,000 or more
  • You will be required to provide proof of income documentation
  • Loan repayment terms range from 12 months to 60 months. The maximum interest rate with regards to 1Life Personal Loan* is 24.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 24.75% would be: Loan amount of R7,500 borrowed for 24 months. Annual Interest Rate: 24.75%. Initiation fee (charged upfront): R1207. Monthly service fee: R69 Total Amount payable: R13 247.07. Monthly instalment amount: R552.


Please note our interest rate will never exceed the maximum, as prescribed by the NCA, of 24.75%​. Fees are subject to change based on risk profile.