Features
Builders Store Credit Benefits
Shop over 30 000 stores
South Africa’s largest independent shopping network
Affordable monthly instalments
Revolving, 24 or 36-month budget repayment plans*
Shop in-store and online
Register on the APP for immediate online purchases via your Digicard or collect your physical card in-store
Convenient Builders Credit App
Shop online immediately with your Digicard, purchase airtime, data and electricity
Customer Protection Insurance
Customer Protection Insurance for your peace of mind
Get notified when purchasing
Free SMS notification on all purchases for your security
Free monthly statement via email or SMS
Stay up to date, manage your account responsibly
Access a wide range of digital payment methods
Use your credit to shop using wiCode, Zapper and Spot Money
Purchase airtime, data and electricity
Access the APP for these daily requirements
How to Apply
Get Your Card in a Few Easy Steps
You can apply if you
- Are 18 years and older
- Have a South African ID or driver’s license
- Are employed and earn R2,000 or more per month
- Can provide proof of income documentation
We’ll need the following documents
- A South African ID or driver's license
- Latest payslips or bank statements
Where Can You Use Your Builders Store Credit?
Shop on credit at more than 30 000 stores. One card, so many choices.
Explore more with the Store Card that gives you so many choices. Shop fashion, beauty, groceries, tech and more. Life is all about choices and that’s exactly what your Builders Store Credit gives you.
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Application Process
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Start your application process here
Answer a few simple questions and and you’ll get a response within seconds. If you are provisionally approved, you can move on to Step 2.
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Next, complete the full application
Complete an easy application and submit your proof of income documents online.
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Shop Online Immediately
Access your Digicard via the Makro Credit App and start shopping online immediately OR
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Shop in-store upon card collection
Collect your physical card from your nearest Makro or Game store.
How To Pay Your Account
We have a range of payment options available to create the most convenient payment experience for you.
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Debit Order
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Builders Store Credit Self-Service
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EFT Payment
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Direct Deposit / ATM
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In-store Payments
Debit Order
Builders Store Credit Self-Service
EFT Payment
Direct Deposit / ATM
In-store Payments
Debit Order
Contact us to set up or update a debit order
Call 0861 729 727
Benefits of paying by Debit Order:
- Pay on time every month
- Never miss a payment
- Set-up once
- Timely payments are good for your credit score
Builders App and Website
Pay via the Builders Credit App. Download it on your mobile from your app store.
Login to the Self Service website using your desktop or mobile browser.
GET BUILDERS CREDIT APPEFT Payment
Pay via EFT from your bank or online using the details below.
Remember to use your RCS Store Card number on the front of the card as a payment reference.
| Beneficiary: | RCS Card |
| Bank: | Standard Bank |
| Account No | 061234745 |
| Branch: | 051001 |
| Account Type: | Current Account |
| Reference: | 19-digit RCS Store Card number |
Direct Deposit / ATM
Pay via direct deposit using the details below:
| Beneficiary: | RCS Card |
| Bank: | Standard Bank |
| Account No: | 061234745 |
| Branch: | 051001 |
| Account Type: | Current Account |
| Reference: | 19-digit RCS Store Card number |
In-store Payments
Pay at one of these partner stores:
|
Game |
Makro |
Builders |
Pick n Pay |
| NWJ | Foschini | @Home |
Markham |
| Sterns |
Exact |
The Fix |
Donna |
| Total Sports |
American Swiss |
SportScene |
Relay Jeans |