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Cotton On Store Card Application

Get Started

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Welcome

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Income & Expenses

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Personal Details

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Employment Details

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Reference

In case we can't get hold of you.

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Don't miss out

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Legal

If you are married:

- in community of property OR by Customary Law (prior to 15/11/2000)

then you are required to obtain, in terms of the Matrimonial Property Act, consent from your spouse to enter into any credit agreement.

 

If so, please confirm that you have your spouse's permission to enter this agreement.

 

We've got you covered

The RCS Customer Protection Insurance (underwritten by Guardrisk Insurance Company Limited) provides the following cover:

 

- Death and Permanent Disability Cover (covers your full outstanding balance);

- Temporary Disability Cover (covers up to 12 months installments);

- Loss of Income Cover (covers up to 12 months installments)

 

The premium is charged at a monthly rate of R4 per R1, 000 outstanding balance.  It is important to note that all pre-existing conditions are excluded for the first 12 months of cover and that loss of income cover is only applicable after a 3 month waiting period. 

 

You have the right to waive the RCS customer protection Insurance policy with Guardrisk and substitute it with a policy of your own choice, which covers the same benefits. This must be ceded to RCS with written documents as stipulated in the National Credit Act 34 of 2005. Terms and conditions apply

Automatic Credit Limit Increase

Would you like to be considered for regular, automatic credit limit increases?

Thank you,

Your reference number is 6546546

Thank you for submitting your application - we will be in touch shortly. Please keep your reference handy.

If you have not uploaded your documents, please remember to send them to us. Unfortunately we cannot finalise your application until they reach us - for your convenience you can mail them to incomeverification@rcsgroup.co.za or upload them below.

Upload Documents

You may want to upload your documents now or upload them at a later stage

A copy of your SA ID

Bank Statements (3 months)

Payslips (3 months)

Need help? Contact us
You will be required to provide proof of income documentation
The Cotton On Store Card is powered by RCS, a registered credit and authorised Financial Services Provider. NCRCP 38 FSP 44481