Features
Makro Credit benefits
Up to 3% back in Reward Vouchers
Get rewarded for purchasing on your Makro Credit. Vouchers issued quarterly.
Shop 30 000 stores
Get everything you need on one card from fashion and groceries to tech, building materials and more.
Affordable monthly instalments
Revolving, 24 or 36-month budget repayment plans* available.
Shop in-store and online
Register on the App for immediate online purchases or collect your physical card in-store.
Convenient free Makro Credit App
Access your card for immediate online shopping, purchase airtime, data, electricity and more.
Customer Protection Insurance
Customer Protection Insurance for your peace of mind
Get notified when purchasing
Free SMS notification on all purchases for your security
Free monthly statement via email or SMS
Stay up to date, manage your account responsibly
Access a wide range of digital payment methods
Use your available credit to shop using wiCode, Zapper and Spot Money
HOW TO APPLY
Get your card in a few easy steps.
What you need to apply:
- You must be 18 years or older.
- Have a South African ID or driver’s license.
- You must be employed and earn R2,000 or more per month.
- Can provide proof of income documentation.
Where can you use your Makro Credit?
Shop on credit at more than 30 000 stores.
Explore more with the Store Card that gives you so many choices. Shop fashion, groceries, tech and more. Life's all about choices and that’s what Makro Credit gives you.
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Application Process
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Start your application process here
Answer a few simple questions and and you’ll get a response within seconds. If you are provisionally approved, you can move on to Step 2.
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Next, complete the full application
Complete an easy application and submit your proof of income documents online.
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Shop Online Immediately
Access your card via the Makro Credit App and start shopping online immediately on approval OR
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Shop in-store upon card collection
Collect your physical card from the store you applied at or your nearest Game store.
How to pay your account
We have a range of payment options available to create the most convenient payment experience for you.
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Debit Order
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Makro Credit Self-Service
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EFT Payment
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In-store Payments
Debit Order
Makro Credit Self-Service
EFT Payment
In-store Payments
Debit Order
Contact us to set up or update a debit order
Call 0861 888 009/604
Benefits of paying by Debit Order:
- Pay on time every month
- Never miss a payment
- Set-up once
- Timely payments are good for your credit score
Makro Credit App and Website
Pay via the Makro Credit App. Download it on your mobile from your app store.
Login to the Self Service website using your desktop or mobile browser.
GET MAKRO CREDIT APPEFT Payment
Please reference your monthly statement for the EFT bank details.
In-store Payments
Pay at one of these partner stores: