Apply for a Builders Cash Loan

Apply for a Game Cash Loan up to R300 000, in your account within 24 hours

Get the Cash You Need, Without the Wait

Get a Builders Cash Loan of up to R300 000, paid directly into your account within 24 hours. Use the money your way, whether it's for home renovations, an emergency, a large purchase, education, or your wedding. With flexible repayment options, you can choose a plan that works for your budget.

Features

Benefits of a Builders Cash Loan

A Builders Cash Loan gives you up to R300 000 for renovations, DIY projects, home improvements or unexpected repairs. Apply online with the Builders loan application and, if approved, within 24 hours, the cash will be paid directly into your account.

See If You Qualify

* Terms and Conditions apply.

Calculate Monthly Instalments

Builders Loan Repayment Calculator

Use the Builders loan calculator to estimate your monthly repayments. Adjust the amount and repayment term to find a Builders loan option that works for you.

R

10k

300k

months

12

18

24

36

48

60

Estimated Monthly Repayment

R

* Terms and Conditions apply.

Your final loan amount and term will be confirmed once you complete the full application.

Apply for a Builders Loan

Financing Your Builders Cash Loan - an Example

Sbu takes a loan of R10 000 and uses it to pay for home renovations. If he chooses to repay it over 24 months, the instalments could look like this:

For a loan of R10 000 over 24 months with an annual interest rate, a once-off initiation fee of R1 207 and a monthly service fee of R69, the monthly instalment would be R711.90, with a total amount payable of R17 085.68.

Note: Our interest rate will never exceed the maximum as prescribed by the NCA. Fees are subject to change and will be affected by the customer’s risk profile.

How to Apply for a Builders Cash Loan

Get Your Loan in a Few Easy Steps

See if you qualify

You can apply if you

  • Are 18 years and older
  • Have a South African ID or driver’s license
  • Have a South African bank account
  • Are employed
  • Can provide proof of income documentation

We’ll need the following documents from you

  • A South African ID or driver's License
  • Latest pay slip or bank statements

Our Application Process

  1. Start your application process here

    Answer a few simple questions and and you’ll get a response within seconds. If you are provisionally approved, you can move on to Step 2.

  2. Next, compete the full application

    Complete an easy application and submit your proof of income documents online.

  3. Access your cash loan

    Once approved, your loan will be deposited into your bank account within 24 hours.

See If You Qualify

Want To Know More?

What is a Builders Cash Loan?

A Builders Cash Loan gives qualifying customers access to cash for home improvements, renovations, repairs, building materials as well as other planned or unplanned expenses.

How do I get a Builders Loan?

To qualify for a Game Cash Loan, you’ll need to meet the affordability and credit requirements and provide the required supporting documents, such as proof of identity and income. 

 

If you are provisionally approved, complete the online Builders Cash Loan application and submit the documents. RCS will assess your application and affordability, and if approved, your cash loan will be deposited into your nominated bank account.

What is the Builders Loan interest rate?

The interest rate on your Builders cash loan will depend on your personal credit rating and affordability assessment. Before you accept the loan, and sign an agreement, your approved interest rate, monthly instalment and other costs that apply will be included in the loan agreement.

Is a Builders Cash Loan provided by RCS?

Yes, the Builders Cash Loan is provided by RCS, which is an authorised, registered credit and financial services provider. All loans are subject to their lending criteria and the terms and conditions which apply.

Loans - What is Customer Protection Insurance?

Customer Protection Insurance (CPI) will provide the following cover:

  • Death & Permanent Disability – covers the outstanding balance of your account;
  • Loss of Income & Temporary Disability – covers up to 12 months’ instalments

Cover is underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP76) and a licensed life insurer.

Please see our Terms and Conditions for more information.

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