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    • Insurance Overview

      Personal Insurance Cover Plans in South Africa with RCS financial services and products. A range of insurance plans and options for you to chose form at RCS.

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      Get peace of mind in the event of death, disability or loss of income.

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    • Card Protection Plan

      Cover for unauthorised use of card and card replacement when lost or stolen.

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    • Funeral Plan

      Cover for Funeral Expenses following death.

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    • Personal Accident Plan

      Cover for Accidental Death & Accidental Permanent Disability

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    • Comprehensive Protection Plan

      Cover for Death, Permanent Disability, Serious Illness & Income Booster.

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    • Critical Illness Plan

      Cover for certain Critical Illness -Heart attack, stroke, cancer.

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    • Income Protection Plan

      Cover for Income Protection following death.

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Investor Relations

The RCS Group is an independent financial services company, operating in South Africa, Namibia and Botswana. Since its inception in 1999, RCS has provided credit and financial services to more than 2 million customers.

About /   Investor Relations

  • Financial Results

  • Domestic Medium-Term Note (DMTN) Programme - Investor Communication

  • Domestic Medium-Term Note (DMTN) Programme - Placing Documents

  • Credit Ratings - S&P Programme Rating

Financial Results

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December 2022 Annual Financial Statements

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December 2021 Annual Financial Statements

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December 2020 Annual Financial Statements

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December 2019 Annual Financial Statements

Domestic Medium-Term Note (DMTN) Programme - Investor Communication

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September 2023 Investor Update presentation

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July 2021 Investor Roadshow presentation

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August 2020 Investor Roadshow presentation

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RCS response to Covid-19 & Edcon business rescue

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Corporate Governance Policy

Domestic Medium-Term Note (DMTN) Programme - Placing Documents

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RCS Programme Memorandum (BNP Paribas Guaranteed)

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BNP Paribas Guarantee

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RCS Cards Guarantee

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Applicable Pricing Supplement BPPF43

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Applicable Pricing Supplement BPPF42

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Applicable Pricing Supplement BPPF41

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Applicable Pricing Supplement BPPF40

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Applicable Pricing Supplement BPPF39

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Applicable Pricing Supplement BPPF38

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Applicable Pricing Supplement BPPF37

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Applicable Pricing Supplement BPPF36

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Applicable Pricing Supplement BPPF32

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Applicable Pricing Supplement BPPF20

Credit Ratings - S&P Programme Rating

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S&P Issuer Rating - July 2023

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S&P Issuer and Programme Rating - March 2023

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S&P Issuer and Rating - April 2021

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S&P Issuer and Rating - November 2019

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S&P Issuer and Rating - July 2018

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S&P Issuer and Programme Rating - November 2017

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S&P Issuer and Programme Rating - September 2016

Investor Relations Sections

  1. Financial Results
  2. Domestic Medium-Term Note (DMTN) Programme - Investor Communication
  3. Domestic Medium-Term Note (DMTN) Programme - Placing Documents
  4. Credit Ratings - S&P Programme Rating

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If you suspect that you might be the victim of a scam involving RCS, please email investigations@rcsgroup.co.za

Report misconduct anonymously: Website: www.whistleblowing.co.za Hotline: 0800 205 097

2023 - RCS Group. RCS is a registered Credit and Financial Services Provider. NCRCP 38. FSP 44481

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  • rcscards@rcsgroup.co.za

If you suspect that you might be the victim of a scam involving RCS, please email investigations@rcsgroup.co.za

Report misconduct anonymously: Website: www.whistleblowing.co.za Hotline: 0800 205 097

2023 - RCS Group. RCS is a registered Credit and Financial Services Provider. NCRCP 38. FSP 44481

  • Privacy Policy
  • Cookie Policy
  • Terms and Conditions
  • Report Fraud