Investor Relations
The RCS Group is an independent financial services company, operating in South Africa, Namibia and Botswana. Since its inception in 1999, RCS has provided credit and financial services to more than 2 million customers.
Financial Results and Policies
Domestic Medium-Term Note (DMTN) Programme with BNP Guarantee - Investor Communication
Domestic Medium-Term Note (DMTN) Programme with BNP Guarantee - Placing Documents
Domestic Medium-Term Note (DMTN) Programme without BNP Guarantee - Investor Communication
Domestic Medium-Term Note (DMTN) Programme without BNP Guarantee - Placing Documents
Credit Ratings - S&P Programme Rating
Financial Results and Policies
December 2023 Annual Financial Statements
December 2022 Annual Financial Statements
December 2021 Annual Financial Statements
December 2020 Annual Financial Statements
December 2019 Annual Financial Statements
Corporate Governance Policy
Domestic Medium-Term Note (DMTN) Programme with BNP Guarantee - Investor Communication
July 2024 Investor Roadshow presentation
September 2023 Investor Update presentation
July 2021 Investor Roadshow presentation
August 2020 Investor Roadshow presentation
RCS response to Covid-19 & Edcon business rescue
Domestic Medium-Term Note (DMTN) Programme with BNP Guarantee - Placing Documents
RCS Programme Memorandum (BNP Paribas Guaranteed)
BNP Paribas Guarantee
RCS Cards Guarantee
Applicable Pricing Supplement (BPPF51)
Applicable Pricing Supplement (BPPF50)
Applicable Pricing Supplement BPPF49
Applicable Pricing Supplement (BPPF48)
Applicable Pricing Supplement (BPPF47)
Applicable Pricing Supplement BPPF46
Applicable Pricing Supplement BPPF45
Applicable Pricing Supplement BPPF44
Applicable Pricing Supplement BPPF43
Applicable Pricing Supplement BPPF42
Applicable Pricing Supplement BPPF41
Applicable Pricing Supplement BPPF40
Applicable Pricing Supplement BPPF37
Applicable Pricing Supplement BPPF32
Applicable Pricing Supplement BPPF20
Domestic Medium-Term Note (DMTN) Programme without BNP Guarantee - Investor Communication
Domestic Medium-Term Note (DMTN) Programme without BNP Guarantee - Placing Documents
RCS Programme Memorandum (without BNP Guarantee)
RCS Cards Guarantee
Information Statement
Applicable Pricing Supplement (RCS01)
Applicable Pricing Supplement (RCS02)
Credit Ratings - S&P Programme Rating
S&P Issuer Rating - August 2024
S&P Issuer Rating - July 2023
S&P Issuer and Programme Rating - March 2023
S&P Issuer and Rating - April 2021
S&P Issuer and Rating - November 2019
S&P Issuer and Rating - July 2018
S&P Issuer and Programme Rating - November 2017
S&P Issuer and Programme Rating - September 2016
Investor Relations Sections
- Financial Results and Policies
- Domestic Medium-Term Note (DMTN) Programme with BNP Guarantee - Investor Communication
- Domestic Medium-Term Note (DMTN) Programme with BNP Guarantee - Placing Documents
- Domestic Medium-Term Note (DMTN) Programme without BNP Guarantee - Investor Communication
- Domestic Medium-Term Note (DMTN) Programme without BNP Guarantee - Placing Documents
- Credit Ratings - S&P Programme Rating
*As at 31 December 2023 RCS has no conflicts of interest to report