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    Popular FAQs

    Who is RCS?

    RCS is a consumer finance business that offers financial services to suit your lifestyle needs – including cards, loans and insurance. 

    RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/ FSP 44481.

    Where can I apply for an RCS Store Card?

    You can apply for an RCS Store Card at selected retailers nationwide or via the online application form.

    What do I need to apply for an RCS Store Card?

    To apply for an RCS Store Card you must:

    • Be 18 years or older
    • Have a valid South African ID or driver’s license
    • Be employed and earn R2 000 or more per month
    • You will be required to provide proof of income documentation

    You can apply via our online application form

    How and where do I pay my account?

    The easiest way to pay is via the RCS App or the Self Service portal on our website. You can also pay via EFT, debit order or EasyPay.

    If paying via debit order, please use the bank details on your statement and include your 19-digit account number as reference. Call us on 0861 SAY RCS (0861 729 727) to set up a debit order.

    Alternatively, you can pay at any of these stores: Pick n Pay, Game, Makro, Builders, NWJ, Foschini, Total Sports, Markham, Galaxy & Co, SportScene, Relay Jeans, @home, Exact, Donna, American Swiss, Fabiani, The Fix and Sterns.

    What if I can’t pay my monthly instalment?

    Give us a call on 0861 SAY RCS (0861 729 727), and we will try to assist you in finding a solution that meets your needs.