• Apply, Spend and Get a R250 Voucher

    Apply for an RCS Store Card, spend R500 or more and get a R250 voucher

  • Access your free credit score and financial wellness tips & tools

  • We make it possible with innovative credit and insurance solutions

  • RCS Insurance - Personal Accident Plan

    Ranging from R50,000 to R200,000 depending on what suits your pocket.

  • RCS Personal Loans - For The Life You're Making

  • Mobicred

    Get an account with South Africa’s largest digital credit provider. Digital credit when you have to have it.

  • We Did It Again!

    RCS has been named one of SA's Top Employers for the 6th year in a row.

Credit | Loans | Insurance

What solution do you need?

The RCS Group is one of the largest consumer finance businesses in South Africa, and a subsidiary of BNP Paribas. We believe in unlocking possibilities for our customers and our retail partners. We proudly service over 2.2 million retail credit customers in collaboration with more than 600 brands and retailers across South Africa, Namibia & Botswana.

Shop more than 30 000 stores with the RCS Store Card

South Africa's largest independent shopping network!

View All Stores

Learn more about the RCS Store Card

Shop at more than 30 000 stores on credit.

The RCS Store Card gives you more choices than any other store card. Shop at over 30 000 stores, from food, to fashion, beauty, tech, travel, home, DIY and more. Use your card to shop in-store and online. Plus, get up to 55 days interest free on your purchases*.

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Shop when you want

Up to 55 days interest-free*

Affordable & flexible

Budget repayment plans

Shopping network

Shop over 30 000 stores

Peace of mind

Customer Protection Insurance

  • Attract new customers to your store

  • Enable larger value transactions

  • Increase spend per customer

  • Increase turnover and purchase frequency

  • Retail Partners

    At RCS we believe amazing things can happen when people collaborate.

    We create value for our partners and their customers by facilitating the financing, management and execution of successful credit programmes. We provide our partners with customer centric credit solutions that achieve business objectives. Our track record with the largest retailers in Southern Africa demonstrates our commitment to making it possible for our retail business partners.

    Ready to collaborate?

    Partner With Us

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    How can we make it possible for you?

    Get in touch

    Contact Us