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      Personal Insurance Cover Plans in South Africa with RCS financial services and products. A range of insurance plans and options for you to chose form at RCS.

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    • Customer Protection Insurance

      Get peace of mind in the event of death, disability or loss of income.

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    • Card Protection Plan

      Cover for unauthorised use of card and card replacement when lost or stolen.

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    • Funeral Plan

      Cover for Funeral Expenses following death.

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    • Personal Accident Plan

      Cover for Accidental Death & Accidental Permanent Disability

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    • Comprehensive Protection Plan

      Cover for Death, Permanent Disability, Serious Illness & Income Booster.

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    • Critical Illness Plan

      Cover for certain Critical Illness -Heart attack, stroke, cancer.

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    • Income Protection Plan

      Cover for Income Protection following death.

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Legal

For your convenience, we have gathered all our current legal documentation here.

About /   Legal

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Website

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RCS Website Terms of Use

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RCS Cardholder Dispute Statement

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RCS Cookie Policy

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RCS Privacy Policy

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Access to Information Manual

Product

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RCS Store Card Terms and Conditions

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Secondary Cards Terms and Conditions

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RCS Credit Card Terms and Conditions

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RCS Loan Terms and Conditions

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RCS Banking Details

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Complaints Management Process 2024

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Card Protection Plan

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Customer Protection Insurance Credit Card

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Customer Protection Insurance Loans

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Customer Protection Insurance Sanlam Credit Card

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Customer Protection Insurance Store Cards

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RCS Comprehensive Protection Plan

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RCS Funeral plan Nov. 2023

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RCS Personal Accident Plan June 2022

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Insurance Conflict of Interest Policy

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Insurance Claims Management Framework

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Insurance Complaints Management Framework

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RCS Credit Card Closure Comms October 2025

Competitions

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General RCS Competition or Promotional Offer Rules

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For the Life You're Making - CVP Terms & Conditions

Legal Sections

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*As at 31 December 2024 RCS has no conflicts of interest to report

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If you suspect any fraud on your account, or that you might be a victim of a scam involving RCS, please email investigations@rcsgroup.co.za

Whistleblowing:
Report employee misconduct: EthicsPoint - BNP Paribas Group Alternatively Email: whistleblower@rcsgroup.co.za

National Financial Ombud Scheme

Phone 0860-800-900 Whatsapp +27 (0) 66 473 0157 Email info@nfosa.co.za

2025 - RCS Group. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38. FSP 44481

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  • 0861 729 727
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If you suspect any fraud on your account, or that you might be a victim of a scam involving RCS, please email investigations@rcsgroup.co.za

Whistleblowing:
Report employee misconduct: EthicsPoint - BNP Paribas Group Alternatively Email: whistleblower@rcsgroup.co.za

National Financial Ombud Scheme

Phone 0860-800-900 Whatsapp +27 (0) 66 473 0157 Email info@nfosa.co.za

2025 - RCS Group. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38. FSP 44481

  • Privacy Policy
  • Cookie Policy
  • Terms and Conditions
  • Report Fraud