Loans:

For your protection, your loan includes Customer Protection Insurance*, covering the following:

• Death Cover - Covers your full outstanding loan balance
• Permanent Disability - Covers your full outstanding loan balance
• Temporary Disability - Covers up to 12 months’ loan instalments
• Loss of Income - Covers up to 12 months’ loan instalments

 *Cover underwritten by Guardrisk Life Limited, and 1Life Insurance Limited, authorised Financial Services Providers

Store Cards & Credit Cards:

For your protection, your store card/credit card includes Customer Protection Insurance* where selected, covering the following:

• Death Cover - Covers your full outstanding card balance
• Permanent Disability - Covers your full outstanding card balance
• Temporary Disability - Covers up to 12 months’ card instalments
• Loss of Income - Covers up to 12 months’ card instalments

*Cover underwritten by:

• Guardrisk Insurance Company Limited card accounts opened prior to Oct 2020 – Compulsory cover
• Guardrisk Insurance Company Limited card accounts opened prior to Oct 2020 – Optional cover
• Guardrisk Life Limited for card accounts opened from Oct 2020 – Compulsory cover
• Guardrisk Life Limited for card accounts opened from Oct 2020 – Optional cover