RCS Personal Loan Application

  South African lady applying for RCS loan online

RCS Loan Features & Benefits


Whether you’re looking for extra cash for car repairs, your studies, or even a wedding, trust RCS to make it possible. An RCS Loan gives you access to:


  • A cash loan from R2 000 up to R150 000
  • Fast, paperless application process
  • Decision in seconds
  • Cash in your account within 24 hours
  • Flexible repayment options; choose from 12 to 60 months
  • Free monthly statement via email or SMS
  • Customer Protection Insurance
  • Interest from as low as 15%
  • An illustrative example of a loan at an interest rate of 26.50% would be: Loan amount of R10 000 borrowed for 24 months. Annual Interest Rate: 26.50%. Initiation fee: R1207. Monthly service fee: R69 Total Amount payable: R16 933.50. Monthly instalment amount: R706.


Please note our interest rate will never exceed the maximum as prescribed by the NCA of 26.50%

Fees are subject to change and will be affected by customer risk profile


For more information contact us on 0861 729 727 | Postal address PO Box 111 Goodwood 7459

RCS is a registered and Credit and Financial Services Provider. NCRCP 38/FSP 44481