RCS Personal Loan Application

  South African lady applying for RCS loan online

RCS Loan Features & Benefits


Whether you’re looking for extra cash for car repairs, your studies, or even a wedding, trust RCS to make it possible. An RCS Loan gives you access to:


  • A cash loan from R2 000 up to R150 000
  • Fast, paperless application process
  • Decision in seconds
  • Cash in your account within 24 hours
  • Flexible repayment options; choose from 12 to 60 months
  • Free monthly statement via email or SMS
  • Customer Protection Insurance
  • Interest from as low as 15%
  • Representative example: Loan amount of R7,500 borrowed for 24 months. Annual Interest Rate: 24.75%. Initiation fee (charged upfront): R1207. Monthly service fee: R69 Total Amount payable: R13 247.07. Monthly instalment amount: R552.


Please note our interest rate will never exceed the maximum as prescribed by the NCA of 24.75%

Fees are subject to change and will be affected by customer risk profile


For more information contact us on 0861 729 727 | Postal address PO Box 111 Goodwood 7459

RCS is a registered and Credit and Financial Services Provider. NCRCP 38/FSP 44481


Please Note:


Stay informed on Covid-19
Visit the SA Dept of Health Online Portal