Personal Loan

Representative Example

If Lerato borrows R10 000.00 and selects a repayment term of 24 months.

She will pay a once-off initiation fee of R1 207.00 and a monthly service fee of R69.00.

An illustrative example of a loan at an interest rate of 28.25% would be: Loan amount of R10 000 borrowed for 24 months. Annual Interest Rate: 28.25%. Initiation fee: R1207. Monthly service fee: R69 Total Amount payable: R17 146.83. Monthly instalment amount: R714.45.

Note: Our interest rate will never exceed the maximum as prescribed by the NCA of 28.25%. Fees are subject to change and will be affected by customer risk profile.

Our Application Process

1. Start your application process here

   Answer a few simple questions and and you’ll get a response within seconds. If you are provisionally approved, you can move on to Step 2.

2. Next, compete the full application

   Complete an easy application and submit your proof of income documents online.

3. Access your cash loan

   Once approved, your loan will be deposited into your bank account within 24 hours.