Personal Accident Plan

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Personal Accident Plans incepted from Aug 2022

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Cover underwritten by Guardrisk Life Limited, an authorized financial services provider (FSP76) and licensed life insurer.

To read the terms and conditions click on Policy wording

Personal Accident Plan

Take care of your loved ones if you pass away or become disabled as a result of an accident. RCS provides benefit levels that suit your pocket.

  • Choose a benefit level that suits you from R50,000 to R200,000
  • Add your spouse at an additional premium
  • If you have chosen to cover your spouse, this plan includes a premium waiver benefit that will provide cover for your spouse for 6 months after your death
  • No waiting periods

Personal accident Plans incepted prior to Aug 2022

  • Accidental Death Cover - R75,000 - no waiting period
  • Permanent Disability due to an accident - R40,000 - no waiting period
  • Conveniently charged to your RCS Store Card or pay via debit order
  • Premium - R39 per month

Cover underwritten by Guardrisk Life Limited – a licensed life insurer and authorized financial service provider (FSP76)

View Policy Wording

How To Claim

To claim, complete the relevant form, attach the required documents, and send to claims@rcsgroup.co.za. We will assess your claim as soon as possible and get in touch with you for you.

Accidental Death Claim

You will need for following documents to claim:

  • Completed and signed Claim Form
  • Certified ID of deceased person
  • Certified Death Certificate
  • Notice of Death report (DHA1663)
  • Certified ID of claimant/beneficiary
  • Bank statement of beneficiary certified and not older than 3 months
  • Police report should the claim be as a result of a motor vehicle accident, or under investigation, or as a result of suspected attempted suicide
  • Accident report or certified affidavit

Send these documents to: claims@rcsgroup.co.za

 

Accidental Permanent Disability Claim

You will need for following documents to claim:

  • Completed and signed Claim Form
  • Bank statement certified and not older than 3 months
  • Police report should the claim be as a result of a motor vehicle accident, or under investigation, or as a result of suspected attempted suicide
  • Accident report or certified affidavit

Send these documents to: claims@rcsgroup.co.za

Want To Know More?

Insurance - What is Customer Protection Insurance?

Customer Protection Insurance (CPI) is insurance that will provide the following cover:

  • Death & Permanent Disability – covers the outstanding balance of your account;
  • Loss of Income & Temporary Disability – covers up to 12 months’ instalments

Cover is underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP76) and a licensed life insurer and by 1Life Insurance Limited, an authorised financial services provider (FSP24769) and a licensed life insurer

Please see our Terms and Conditions for more information.

How do I apply for Customer Protection Insurance?

For your protection Customer Protection Insurance is offered where you have an approved store card and/or loan with RCS. You have the right to waive the Customer Protection Insurance offered by us and to substitute it with a policy of your own choice, which covers the same benefits and which policy must then be ceded to RCS with written directions as stated in the National Credit Act. Customer Protection Insurance is optional on all credit cards. For more information contact the insurance team on 0861 729 727, or policies@rcsgroup.co.za 

Cover is underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP76) and a licensed life insurer.

Cover is underwritten by 1Life Insurance Limited, an authorized financial services provider (FSP24769) and a licensed life insurer.

If you have further queries, please contact RCS Insurance on 021 597 4000/0861 729 727 or email policies@rcsgroup.co.za.

How do I submit a claim?

Visit our How to Claim section, and follow the easy steps.

View More FAQs How to Complain Compliance Contact Us

Have a question?

Email Cta

Send an email to

policies@rcsgroup.co.za

Contact Cta

Contact RCS on

0861 729 727 or 021 597 4000

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