Credit Card

RCS Credit Card

Credit Card Features


6 Months interest free balance transfers - transfer the balance on any existing credit card to your new RCS Credit Card and pay 0% interest on this balance for 6 months.

Up to 55 days interest free - pay your full outstanding amount due each month and pay 0% interest.

No transaction fees - this means for any purchase you make, whether at home or overseas, you will pay no transaction fees.

No monthly loyalty costs - no costs for expensive and unneeded loyalty programs.

Access to cash - your RCS Credit Card can be used to withdraw cash anywhere, anytime.

Shop anywhere – accepted anywhere you see the MasterCard sign.

Free SMS notification - so you can manage your RCS Credit Card safely and securely.

Free monthly statement - email or SMS.

Free RCS App - manage your account easily at your convenience, available on iOS and Android.

Optional Customer Protection Insurance - for your peace of mind, providing cover in the event of your death, disability or loss of income.



  • Representative example: R7, 500 purchase over 24 months – annual interest rate 20.25%, R150 initiation fee and R69 monthly service fee with insurance of R4.04 per R1000. Total amount repayable R11 765
  • Note: our fees, charges and interest rate are governed by the National Credit Act and will never exceed the prescribed maximum. Pricing is subject to change and will be determined based on individual customer profile.