Insurance

Innovative, affordable insurance solutions

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Insurance Products

RCS offers affordable insurance solutions that can be tailor-made for your needs.

Premiums can be conveniently billed to your RCS store card.

Personal Accident Plan:  Takes care of your loved ones if you pass away or become disabled as a result of an accident. 

Funeral Plan: Flexible so you can cover yourself, your spouse, up to 5 dependent children and up to 6 extended family members.

Card Protection Plan: You don’t have to worry about unauthorized use on your RCS Store Card if you have taken out our Card Protection Plan. Cover for just R 15 per month.

Comprehensive Protection Plan: Gives you freedom of choice. Death cover and a choice between Severe Illness cover, Permanent Disability cover or an Income Booster with a daily monetary benefit for when you are in hospital.

RCS Insurance is underwritten by Guardrisk Life Limited, an authorized financial services provider (FSP76) and a licensed life insurer, and Guardrisk Insurance Company Limited, an authorized financial services provider (FSP75) and a licensed non-life insurer.

Have a Question?

Email Cta

Send an email to

policies@rcsgroup.co.za

Contact Cta

Contact RCS on

0861 729 727 or 021 597 4000

Want To Know More?

Who is RCS?

RCS is a consumer finance business that offers financial services to suit your lifestyle needs – including cards, loans and insurance. 

RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/ FSP 44481.

Insurance - What is Customer Protection Insurance?

Customer Protection Insurance (CPI) is insurance that will provide the following cover:

  • Death & Permanent Disability – covers the outstanding balance of your account;
  • Loss of Income & Temporary Disability – covers up to 12 months’ instalments

Cover is underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP76) and a licensed life insurer and by 1Life Insurance Limited, an authorised financial services provider (FSP24769) and a licensed life insurer

Please see our Terms and Conditions for more information.

How do I apply for Customer Protection Insurance?

For your protection Customer Protection Insurance is offered where you have an approved store card and/or loan with RCS. You have the right to waive the Customer Protection Insurance offered by us and to substitute it with a policy of your own choice, which covers the same benefits and which policy must then be ceded to RCS with written directions as stated in the National Credit Act. Customer Protection Insurance is optional on all credit cards. For more information contact the insurance team on 0861 729 727, or policies@rcsgroup.co.za 

Cover is underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP76) and a licensed life insurer.

Cover is underwritten by 1Life Insurance Limited, an authorized financial services provider (FSP24769) and a licensed life insurer.

If you have further queries, please contact RCS Insurance on 021 597 4000/0861 729 727 or email policies@rcsgroup.co.za.

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