It may seem too obvious for words, but your roof’s main job is to keep the weather out. Rain, sun, wind and dust should never get into your home by way of your roof. However, not all roofs are equally weatherproof. And, without regular care and maintenance, even the best-quality roof will deteriorate over time and surrender to the elements. Take a look at these five essential steps to help ensure your roof stays weatherproof. Then, apply for an RCS Personal Loan and get up to R250 000 to safeguard your most important investment from the top down.




Your first priority is to investigate the current condition of your roof. Unless you’re an experienced DIY enthusiast or builder, it’s a good idea to get a professional roofer in to inspect your roof for any trouble spots, such as broken tiles and leaky seals. A single broken tile or loose roof sheet can lead to damp, mould and mildew, resulting in a great deal of inconvenience and expense. Have your roof inspected at least once a year to ensure it remains watertight.



Winter winds can bash tree branches against your roof, resulting in piles of leaves clogging up your gutters. Meanwhile, creepers and climbers such as ivy and bougainvillea can quietly work their way under and into your roof, doing untold damage. If there are any trees growing near your house, or creepers climbing up your walls, make sure you have them cut back before they compromise your castle.



Most roofs can benefit from a little extra help in the form of specially formulated waterproofing paints and membranes. There are lots of different types of weatherproofing treatments for roofs, many of which also provide additional benefits. These include UV protection, mould and plant growth prevention, and improved abrasion resistance. It’s best to consult a roofing expert about which ones will best suit your requirements, and to ensure they are properly applied.




Gutters are your roof’s most important allies in keeping water out of your house, but they can’t do their job if they’re full of leaves and debris. Clogged gutters will seriously compromise your roof’s weatherproofing, leading to rotting fascia boards, rising damp and damaged leaves. If the dull and dangerous work of regularly cleaning out your gutters doesn’t appeal, consider having gutter guards installed. These are grates or cages that are fitted over your existing gutters to keep leaves and debris from collecting, allowing water to run off freely.



Did you know that most South African homes aren’t properly insulated? Adding insulation under your roof will help keep your house cooler in summer and warmer in winter. Not only will insulating your roof make your home effortlessly more comfortable and energy efficient, but it could also more than pay for itself over time by significantly reducing your heating and cooling costs.



Don’t wait until damp and dust destroy your home simply because of the prospect of the cost of weatherproofing your roof as this may lead to even bigger financial costs to repair it. With an RCS Personal Loan, you can enlist the services of a professional roofing company to ensure your roof is in the best condition to withstand the weather. So, protect one of your biggest investments by applying for your RCS Personal Loan with interest from as low as 15%*. You’ll have a decision in seconds and the cash you need in your account within 24 hours.

*Service and initiation fees apply.