We all want to live long, happy lives, and the best way to do this is to take our health very seriously. Most experts agree that preventative checkups are a good idea. If lack of medical aid is stopping you from booking an appointment, then look no further than an RCS Personal Loan. It will help you get the medical care you need, so take out your diary and book these essential tests.



According to the World Health Organization, one in every three cancers that is diagnosed is a skin cancer. The signs can be pretty tough to spot, so it’s best to visit a professional. Dr Dilshaad Asmal, a Cape Town-based dermatologist gives this advice: “If you have sun damage and a previous history of precancerous or cancer of the skin you should be seen once a year. If a person sees a dermatologist regularly the risk of an atypical lesion being caught late is avoidable.”




Regular dentist visits result in less cavities and gum bleeding, both of which are linked to heart disease, diabetes and cancer. Dr Murphy, a dentist practising in Cape Town, believes that prevention is better than cure. “It is advisable to visit your dentist twice a year – every six months – for a general checkup and cleaning of your teeth,” he says.



Eye tests are really important when you are young and the American Optometric Association (AOA) recommends that children have their first eye test at six months, then again at three years old and just before they enter Grade R. Dr Nicholas Davey, an ophthalmologist at Mediclinic Pietermaritzburg, suggests that after the age of 30 you can have an eye check every five years, every two to three years after the age of 40, and after 50, every one to two years.




“Women should see a gynaecologist from age 20 every two to three years and annually from age 30,” says Dr Rodney Melmed, a GP in Cape Town. Many GPs will perform routine gynae checkups and pap smears, but if you have any bigger concerns or questions about fertility then find a gynae that you are comfortable with.



These are the guys who perform mammograms and colonoscopies. According to CANSA.org, women from the age of 40 should have a mammogram every one to two years. Women from the age of 55 can have one every two years. Colon cancer makes the top five list of most common cancers in both men and women and regular screening should start at age 50.




While you may never have considered visiting a dietician, it can be a real eye-opener when you learn about what different food does to your body. “It is very useful to see a dietician, especially if there is an underlying medical condition like diabetes, raised cholesterol, obesity or food intolerances,” says Dr Melmed.



Health issues can sneak up on you even when you’re feeling great. To keep you and your family in tip-top shape, don’t wait to book those doctor’s visits. RCS Personal Loans start at R2 000, and  can ensure you get great medical care, whenever you or your family need it. The application process is simple and you’ll have the cash within 24 hours. Don’t wait, apply now!