Credit Card

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RCS Credit Card Benefits

*Terms and Conditions apply. Budget repayment plans for purchases of R600 or more.

How To Pay Your Credit Card

We have a range of payment options available to create the most convenient payment experience for you.

A debit order is automatically set up when you apply for your RCS Credit Card.

If you need to change your debit order details contact us and we will assist you.

Call 0861 729 727

RCS Mobile App and Website

Pay via the RCS App. Download it from any app store.

Login to the Self Service on our website using your desktop or mobile browser.

Go to Self Service

EFT Payment

Pay via EFT from your bank or online using the details below.

Remember to use the RCS Credit Card number on the front of the card as a reference.

Beneficiary: RCS Card
Bank: Standard Bank
Account No: 061234745
Branch: 051001
Account Type: Current Account
Reference: 19-digit RCS Credit Card number

Representative Example

If Sbu spends R10 000.00 and selects a budget repayment plan of 24 months.


For this transaction, at an annual interest rate of 21.25% he will pay a once-off R160 initiation fee and R77.05 monthly service fee with insurance of R4.50 per R1 000. The total amount repayable will be R 15.451.25 Monthly instalment amount: R643.80.

Note: our fees, charges and interest rate are governed by the National Credit Act and will never exceed the prescribed maximum. Pricing is subject to change and will be determined based on individual customer profile.

Want To Know More?

What is an RCS Credit Card?

The RCS Credit Card is a MasterCard credit card that can be used anywhere in South Africa where MasterCard is accepted.

Where can I use my RCS Credit Card?

You can use your RCS Credit Card locally anywhere you see the Mastercard logo.

View More FAQs Terms and Conditions

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