Credit Card
Features
RCS Credit Card Benefits

Shop anywhere
Use your card anywhere that MasterCard is accepted.

Up to 55 days’ interest-free
Shop when it suits you, enjoy up to 55 days' interest free*

Access cash with your card
Withdraw cash from an ATM or in-store

Affordable monthly instalments
Revolving, 6, 12, 18, 24, & 36 month budget repayment plans*

Manage your Credit Card easily
Convenient credit card management via the RCS App

Transaction notifications for your protection
Free SMS notifications on all purchases

Free monthly statement via email or SMS
Stay up to date, manage your credit card responsibly

Customer Protection Insurance
Optional Customer Protection Insurance
*Terms and Conditions apply. Budget repayment plans for purchases of R600 or more.
How To Pay Your Credit Card
We have a range of payment options available to create the most convenient payment experience for you.
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Debit Order
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RCS Self-Service
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EFT Payment
Debit Order
RCS Self-Service
EFT Payment
A debit order is automatically set up when you apply for your RCS Credit Card.
If you need to change your debit order details contact us and we will assist you.
Call 0861 729 727

RCS Mobile App and Website
Pay via the RCS App. Download it from any app store.
Login to the Self Service on our website using your desktop or mobile browser.
Go to Self Service
EFT Payment
Pay via EFT from your bank or online using the details below.
Remember to use the RCS Credit Card number on the front of the card as a reference.
Beneficiary: | RCS Card |
Bank: | Standard Bank |
Account No: | 061234745 |
Branch: | 051001 |
Account Type: | Current Account |
Reference: | 19-digit RCS Credit Card number |


Representative Example
If Sbu spends R10 000.00 and selects a budget repayment plan of 24 months.
For this transaction, at an annual interest rate of 21.25% he will pay a once-off R160 initiation fee and R77.05 monthly service fee with insurance of R4.50 per R1 000. The total amount repayable will be R 15.451.25 Monthly instalment amount: R643.80.
Note: our fees, charges and interest rate are governed by the National Credit Act and will never exceed the prescribed maximum. Pricing is subject to change and will be determined based on individual customer profile.
Want To Know More?
What is an RCS Credit Card?
The RCS Credit Card is a MasterCard credit card that can be used anywhere in South Africa where MasterCard is accepted.
Where can I use my RCS Credit Card?
You can use your RCS Credit Card locally anywhere you see the Mastercard logo.