• Apply, Spend R500 and Get a R250 Voucher

    Apply for an RCS Store Card today

    Apply Now

  • For The Life You're Making

    Personal Loan

    Apply Now

  • RCS Insurance 

    RCS offers affordable insurance solutions that can be tailor-made for your needs. Premiums can be conveniently billed to your RCS store card.

    Learn More

  • R25 000 CASH GIVEAWAY!

    Shop R1 000 or more and stand a chance to WIN

    Shopping Network Apply Now

  • Access your free credit score and financial wellness tips & tools

    Register

  • We make it possible with innovative credit and insurance solutions

    LEARN MORE ABOUT US

  • Mobicred

    Get an account with South Africa’s largest digital credit provider. Digital credit when you have to have it.

    Learn More

  • We Did It Again!

    RCS has been named one of SA's Top Employers for the 6th year in a row.

Credit | Loans | Insurance

What solution do you need?

  • Insurance

    Get peace of mind with RCS Insurance
    LEARN MORE

  • Mobicred

    Get an account with South Africa’s largest digital credit provider
    APPLY NOW LEARN MORE

  • Financial Wellness

    Get your credit score and full credit report in less than 5 minutes
    LEARN MORE

The RCS Group is one of the largest consumer finance businesses in South Africa, and a subsidiary of BNP Paribas. We believe in unlocking possibilities for our customers and our retail partners. We proudly service over 2.2 million retail credit customers in collaboration with more than 600 brands and retailers across South Africa, Namibia & Botswana.

Shop more than 30 000 stores with the RCS Store Card

South Africa's largest independent shopping network!

View All Stores

Learn more about the RCS Store Card

Shop at more than 30 000 stores on credit.

The RCS Store Card gives you more choices than any other store card. Shop at over 30 000 stores, from food, to fashion, beauty, tech, travel, home, DIY and more. Use your card to shop in-store and online. Plus, get up to 55 days interest free on your purchases*.

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Shop when you want

Up to 55 days interest-free*

Affordable & flexible

Budget repayment plans

Shopping network

Shop over 30 000 stores

Peace of mind

Customer Protection Insurance

Get your credit score in less than 5 minutes

It is free and safe and won't affect your credit rating:

1. Register with your ID

2. View your credit score and report dashboard

3. Get credit improvement recommendations

Credit Gateway

  • Attract new customers to your store

  • Enable larger value transactions

  • Increase spend per customer

  • Increase turnover and purchase frequency

    • Retail Partners

    At RCS we believe amazing things can happen when people collaborate.

    We create value for our partners and their customers by facilitating the financing, management and execution of successful credit programmes. We provide our partners with customer centric credit solutions that achieve business objectives. Our track record with the largest retailers in Southern Africa demonstrates our commitment to making it possible for our retail business partners.

    Ready to collaborate?

    Partner With Us

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    How can we make it possible for you?

    Get in touch

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