Basic education is essential for every child, but it can come with a hefty price tag. Here’s a checklist to help you plan ahead and save on school expenses.
With a little planning and the help of an RCS Personal Loan with interest from as low as 15%*, make sure you tick these four school-year expenses off your checklist.
TRY TO SETTLE SCHOOL FEES EARLY
There are usually various payment options, but if you can pay for the entire year upfront, you could be looking at a saving of between five and 10 percent. Just be sure to check the payment deadline for this discount.
RE-USE STATIONARY FROM THE PREVIOUS YEAR
Take an inventory of what your child has from the previous school year and only buy what they really need.
BUY SECOND-HAND UNIFORMS AND TEXTBOOKS
Browse second-hand shops and join your local community group on Facebook to see what school items other parents are selling, from blazers to sports equipment.
SET AN EXTRAMURAL BUDGET
Sit down with your child and discuss which activities are top of their list and what can fit into your budget. Having this discussion will hopefully encourage them to be more dedicated to the activities they choose and prevent overscheduling.
MANAGE SCHOOL COSTS IN 2021
Get ready for a great school year with the help of an RCS Personal Loan. With a stress-free application, you can get a loan of up to R250 000 in cash with flexible repayment options. It’s a quick, paperless application process and you will get the cash within 24 hours when approved. Don’t wait! Apply for an RCS Personal Loan today.
*Service and initiation fees apply.