As we approach the final quarter of the year, ‘shopper’s paradise’ is around the corner and we look at why now is the best time for you to consider applying for an RCS Store Card. The RCS Store Card provides numerous benefits that not only enhance your shopping experience but also offer financial flexibility and rewards across a vast shopping network and can even be used for online purchases.
Unlock the Best Deals of the Year
The last quarter of the year is synonymous with big sales and discount events. From electronics and fashion to home goods, groceries and more, retailers across South Africa gear up for some of the biggest events of the year. As an RCS Store Card holder, you have access to a number of major retailers where you can make that big purchase you’ve been eyeing at a significant discount, and get to pay it off over the months ahead.
Here are a few key shopping events to look out for:
Black Friday (November)
Black Friday is one of the most anticipated shopping events globally, and South Africa is no exception. With markdowns on everything from clothing and appliances to technology, this event allows shoppers to purchase high-ticket items at a fraction of the usual cost. Having an RCS Store Card can give you the purchasing power you need to make the most of these deals, especially since some retailers may even offer early access to Black Friday specials.
Cyber Monday (November)
The Monday following Black Friday has become known as Cyber Monday, a day dedicated to online shopping deals. As more consumers shift to eCommerce, Cyber Monday has become almost as big as Black Friday, particularly for those looking for deals on electronics, gadgets, and fashion. The convenience of the RCS Store Card, which can be used online, makes it an excellent tool for getting in on these digital deals while spreading out payments with affordable installments.
Festive Season Shopping (December)
As December rolls in, the festive season brings with it a wave of holiday sales. Whether you’re shopping for gifts, festive decorations, or simply treating yourself, the RCS Store Card ensures that you don’t have to compromise on quality, while also avoiding having to spend your entire bonus on shopping. Retailers in the RCS shopping network frequently offer top festive season specials, and being an RCS cardholder means you’ll have access to flexible payment options.
Benefits of the RCS Store Card
Beyond the shopping events, the RCS Store Card offers several unique benefits that make it an ideal choice for consumers looking to get more value from their purchases. Here are some of the reasons why having a card is a great financial decision:
Interest-Free Period
RCS Store Card holders enjoy up to a 55-day interest-free period on purchases. This allows you to make the most of the year-end deals without worrying about immediate interest accrual. As long as you pay the outstanding balance in full within this period, you won’t pay any interest.
Flexible Repayment Options
The card offers flexible repayment plans, allowing you to choose between 24 and 36-month repayment terms. This flexibility is particularly useful when making larger purchases during sales events, as you can spread out your payments to suit your cash flow.
Exclusive Discounts and Promotions
RCS cardholders often receive access to exclusive promotions and discounts at partner stores. This means that beyond the standard holiday and Black Friday discounts, you can enjoy further savings simply by using your RCS Card.
Access to the RCS Shopping Network
With over 30 000 retail stores in the RCS shopping network, you have a broad range of stores to choose from. Whether you’re shopping for groceries, clothing, electronics, or home improvement products, you can use your RCS Store Card at major South African retailers like Game, Makro, and Builders. This extensive network ensures that your card is useful across various categories.
Easy Application Process
One of the standout features of the RCS Store Card is its simple and quick application process. You can apply online from the comfort of your home or visit one of the participating stores in the RCS shopping network. The application process is straightforward, and once approved, you can start shopping almost immediately.
Steps to Apply for the RCS Store Card:
- Visit the RCS Website: You can start your application by visiting the official RCS website.
- Complete the Online Form: Fill in your personal and financial information in the easy-to-navigate online form, and provide the required documentation.
- Approval: Once submitted, RCS will assess your credit application. You will receive feedback within a short period and, if approved, your card will be issued.
- Start Shopping: Once you collect your card, you can use it at any of the retailers within the RCS shopping network.
Shopping season is upon us, so make sure you’re prepared with an RCS Store Card at your disposal.
